MOSAEst. 1895

Mengo Old Students Association

MOSA
SACCO

Together We Grow

The Savings and Credit Cooperative Organisation exclusively for Mengo Old Students. We save together, grow together, and lift each other — the Mengonian way.

Join the SACCO Learn More
UGX 100M+
Total Savings
90+
Members
12%
Annual Dividend
MOSA SACCO
The Concept

What Is the MOSA SACCO?

The MOSA SACCO is a member-owned Savings and Credit Cooperative Organisation open exclusively to Mengo Old Students. Members make regular monthly contributions into a shared fund, which earns interest and is available as affordable loans.

Unlike a bank, your SACCO works entirely for you. Every shilling saved stays within the Mengonian community, generating returns that benefit all members. It is governed by elected Mengonians with full transparency and accountability.

Whether you want to grow your savings, fund your business, pay school fees, or simply build a financial safety net — the MOSA SACCO is your most trusted partner.

Save Monthly

Regular contributions from as low as UGX 50,000 per month.

Borrow Affordably

Loans up to 3× your savings at low interest rates.

Earn Dividends

12% annual dividend paid back to all members.

Own It Together

You are not a customer, you are a co-owner.

Why Join

Member Benefits

Every Mengonian who joins the SACCO gains access to a powerful suite of financial tools and community support.

Savings Growth

Your monthly contributions earn competitive interest, growing your wealth steadily and securely within the Mengonian community.

Affordable Loans

Access low-interest loans up to 3× your savings for business, education, home improvement, or emergencies — no long bank queues.

Annual Dividends

SACCO profits are shared back as annual dividends — you are not just a depositor, you are a co-owner earning from the collective.

Mengonian Network

SACCO membership connects you deeper into the MOSA ecosystem — access to mentorship, business partners, and investment opportunities.

Member Welfare

Emergency welfare contributions ensure no Mengonian faces hardship alone. The SACCO has your back when it matters most.

Mobile Money

Save and repay loans via MTN Mobile Money or Airtel Money from anywhere in Uganda or abroad, at any time.

Pick Your Plan

Savings Plans

Every Mengonian's situation is different. Choose the plan that works for you. You can always upgrade.

Starter
UGX 50,000
minimum / month
  • Full SACCO membership
  • Loan eligibility after 3 months
  • Annual dividend participation
  • Welfare fund protection
Start at 50K
⭐ Popular
Growth
UGX 100,000
minimum / month
  • Everything in Starter
  • Priority loan processing
  • Higher loan ceiling (3.5× savings)
  • MOSA business network access
Start at 100K
Elite
UGX 250,000+
minimum / month
  • Everything in Growth
  • Maximum loan ceiling (4× savings)
  • SACCO board voting rights
  • Dedicated SACCO advisor
Start at 250K
Simple Process

How to Join

1

Verify MOSA Membership

You must be a registered MOSA member. Not yet? Register here first.

2

Fill the Form Below

Complete the expression of interest form with your personal and financial details.

3

Pay Registration Fee

A one-time fee of UGX 50,000 activates your account via MTN or Airtel Mobile Money.

Start Saving & Growing!

Begin your monthly contributions and unlock every SACCO benefit from day one.

Ready to Start?

Join the MOSA SACCO

Over 90 Mengonians are already growing their wealth together. Be the next.

MOSA SACCO

MOSA SACCO

Together We Grow

  • Minimum monthly savings: UGX 50,000
  • Loan eligibility after 3 months of saving
  • Open to all registered MOSA members
  • Pay via MTN / Airtel Mobile Money
Questions? sacco@mosa.ug

Personal Details

Savings Preference

Our SACCO coordinator will contact you within 48 hours.